CREDIT UNION
PRIVACY DISCLOSURE
for
Plains Federal Credit Union
P. O. Box 670
Plainview, TX 79073
(806) 293-7091 * (800) 646-4087
We Respect Your Privacy
We have never shared nonpublic personal information except as required by law and we will continue to protect your privacy. We respect your right to confidentiality and take every possible measure to ensure that your personal information remains personal.
We value your membership and hope you will remain with us for many years to come. If you ever have questions or concerns about the integrity of your account information, or any other aspect of our membership operations, please feel free to call or come in and talk to our staff.
This privacy disclosure is being issued to comply with the provisions of the Gramm-Leach-Bliley Act governing the privacy of consumer financial information.
Categories of Information that We Collect
We collect nonpublic information about you from the following sources:
Information we receive from you on applications or other forms; such as your name, address, social security number, employment history, assets and income.
Information about your transactions with us, our affiliates or others; such as, your account balance, payment history, parties to transactions and credit card usage.
Information we receive from a consumer reporting agency such as: your credit worthiness and credit history.
Consumer Credit Reporting
We do report credit history to a consumer credit reporting agency on a monthly basis. This means that your good payment history is being regularly reported so that your credit will reflect this positive activity and improve your credit scores. This also means that ALL negative account history and past due accounts are also reported on a monthly basis. You need to be aware that your credit history follows you and your credit worthiness and the interest rates you will be offered are directly affected by this history.
Categories of Information that We Disclose
We do not disclose any nonpublic personal information about our members or former members to anyone, except as required by law.
Confidentiality and Security
We restrict access to nonpublic information about you to only those employees and committee members who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.